The system of issuing and using cards started in the early
1900s by oil companies and department stores for creating customer loyalty and
improving the customer service. Unlike, the modern credit cards which are used
for convenience, these cards were just useable only at that business and that
too at particular locations. Although, the use of such loyalty and privilege
card programmers still carries on even today in most of the retail stores and
outlets. Even at a gas station, if one is a holder of a petrol card, one gets
the points that can be utilized later. From the time, the actual best credit cards UAE came
into use; they have been in huge demand in such a way that the world of
commerce cannot even think without them.
With the introduction of these plastic cards, everyone's
life has become easier and very comfortable. It is much better to swipe the
card at all times and pay the bill once which is at the end of the stipulated
term, generally, at the end of each month. It is safer to carry a card around
rather than carry the currency notes with an extra burden of worries and
tensions. One can go for a shopping trip without getting bothered by the fact
that the cash is running out. This is especially a basic need if a person is a
frequent traveler and requires huge amounts of money for various shopping or
business transactions at regular intervals.
However, if a person is looking out to pick up a credit
card, few parameters should be kept in mind. There are numerous banks and
financial institutions that are offering credit
cards in Dubai, some of which are foreign ones and the rest belong to Dubai
itself. One should actually shop around for Dubai credit cards before actually
taking upon a bank whether it is of an international origin or from the Middle
East region itself.
There are different banks that charge different interest
rates and offer different offers and schemes on the credit cards in Dubai. Due
to this variation, a person really has to follow all the information relating
to these cards and make an analysis of the same researched facts. A detailed
comparative glance can be drawn and if there any doubts, the questions can be
asked by the prospective customers. At each stage in this process of locating
Dubai credit card issuers, there is going to be many questions, such as
follows. Can a bank change the rate of interest without giving a notice in
advance? What are the interest-free periods? What is the monthly and annual
fee? All these questions can be directly asked from the various issuers one has
chosen.
To get a practical idea, the person can also talk to the
existing holders of UAE credit cards. As per their feedback and as per the
whole analysis, one can go forward and apply for the credit card.
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